Worldly

Fits when practical awareness of risk and informal systems is the strength

Careful Streetwise is urban and survival-focused, not a synonym for broad cultural experience.

Fits when practical understanding of a domain should sound informal

Careful Savvy is narrower and can suggest tactical advantage rather than broad perspective.

Fits when substantial exposure or practice is the verifiable fact

Careful Experience can be narrow, while worldly suggests broad social knowledge.

Fits when understanding matters regardless of how it was gained

Careful Knowledge alone lacks the social experience and ease conveyed by worldly.

Fits when repeated practical experience has built judgment

Careful Seasoned usually concerns one role or field rather than worldly breadth.

Fits when nuanced social or cultural understanding is central

Careful Sophisticated can be class-coded and should not imply greater human worth.

Fits when familiarity with many cultures and places is genuine

Careful Cosmopolitan often centers cities and travel, overlooking deep cross-cultural knowledge gained locally.

Fits when developed knowledge of arts and society is specifically meant

Careful Cultivated is class-coded and can turn privilege into a character compliment.